![]() ![]() The more individuals understand how to handle their budgets the better equipped they are to handle business budgets. A budget is a tool to get a better insight into your spending habits and helps you plan for future goals. When the word budget is mentioned it can take on a negative connotation, invoking the image of pinching pennies. Everyone needs to understand the value of having and following a budget. ![]() I took my daughter to the bank, not only did she admit that she did not remember what she was taught, and the personal banker also said when she started working at the bank many years ago, she too did not know how to balance her checkbook.Īs the business world has become more and more transparent there is a need for all employees to understand the basics of budgeting. I have heard a lot of talk on social media and even on radio talk shows about how college graduates and high school students are not taught the basic money management skills, this includes balancing their checkbooks. When you were in High school or even college did you know and understand how to use a personal budget? Do you know how to use a transaction register? Can you find the routing number on your checks? ![]()
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